Wednesday, November 13, 2013

I Bought a House, All by Myself


I Bought a House, All by Myself

November 13, 2013

I did it! I finally found a house; I have been on the search for months. I cannot tell you how happy I am that I finally bought a house. I honestly was not sure if I was ever going to find something that I liked, in a neighbourhood that I liked and something I could grow into.

Initially I was looking at detached houses, they tended to run a bit smaller and I would have to walk from my garage to the house through the back yard. I wasn’t a huge fan of that but I thought, “Ok, my budget will allow this and it’s just me, how much room do I need”? I think I looked at close to 30 places and each one was the same, they just seemed too small.

I had actually put in a few offers on a few places but they were already sold or I was coming in too low. My realtor, who was also a friend decided that I needed to either up my budget or lower my requirements. I decided that I would increase my budget and see what or if I could get something closer to the requirements that, I had set out for myself. Once I did that, there were a lot more options on the table and I was getting so much closer to the things I wanted. I eventually came across one house that was a bank owned house, I wasn’t too sure what to think about that but after viewing it…I wanted it. Of course, there are things that I had to compromise on, as any home purchaser will attest to. Overall though, it had what I needed and wanted and most of all the price was right where I needed it to be. Luckily in Canada the bank will get back to you in regards to foreclosed home sales within 7 days. It was a tense 7 days as I was excited to buy a new home and scared to have to take on the payments alone. On the 7th day, as promised the bank got back to me with and answer.

Low and behold, my offer was accepted. Now don’t misunderstand me, this was by no means the first house I had purchased nor would it be the last. However, this house was a house that I purchased by myself after a difficult break-up. It was momentous time, a time for celebration; it was a time to be happy.

I was over the moon happy to know that I could do this by myself, I took the pics to show my mom and she was super happy for me too. She said to me “See, things have a way of working out”. I could not have agreed with her more, they really do have a way of working out. Now to try to figure out what changes I need to make to make this place my own. Yay me!